ClearOne Advantage - Scam, Complaint, Review or Compliment? (2023)

FAQs

Can I get my money back from ClearOne Advantage? ›

If you are not fully satisfied regarding any aspect of your settlement program and notify us within 30-days of signing this Agreement, you will be entitled to receive all funds in your account plus a full refund of all settlement fees paid to ClearOne Advantage, LLC and your program will be terminated.

ClearOne Advantage routinely makes unsolicited calls to consumers to market supposed debt relief services. Often times, the recipients of these calls do not even have debt. ClearOne Advantage will often begin telephone calls by asking for the name of an individual who is not the actual recipient of the call.

You can add or remove an account from your program by contacting our Customer Loyalty Group at 888-768-4767 or by emailing customerservice@ClearOneAdvantage.com or you can go to your Client Portal Website and submit a request under the Customer Service Tab.

ClearOne Advantage, LLC provides credit counseling services. The Company offers debt relief, credit counseling, bankruptcy, and consolidation solutions. ClearOne Advantage serves clients in the United States.

Since 2008, we've helped thousands of clients resolve large credit card bills and other unsecured debts – all without upfront fees or the need for personal bankruptcy.

Tomas Gordon founded ClearOne Advantage with the mission to help people find financial freedom. He brings more than 20 years of experience in executive management, board and investor relations, financial management, and business development to the role of Chief Executive Officer.

Ignoring debt collection calls may make things easier for a while, but it won't make the problem disappear. Your debt situation could snowball and potentially turn into a bigger issue down the road. Your credit score could take a hit if you repeatedly ignore calls from debt collection agencies.

Are you wondering if Clear One Advantage is legit? According to Finder, the short answer is yes. The company is accredited by the International Association of Professional Debt Arbitrators(IAPDA) and the American Fair Credit Council (AFCC).

It is not uncommon today for people to be pursued by debt collectors for money they don't owe. This occurs for several reasons: the original creditor may have made an accounting error, you may be a victim of identity theft, or the creditor may have found the wrong person with a similar name.

Clearone Advantage pays an average hourly rate of $569 and hourly wages range from a low of $505 to a high of $642. Individual pay rates will, of course, vary depending on the job, department, location, as well as the individual skills and education of each employee.

Does debt relief destroy credit? ›

Does National Debt Relief ruin your credit? National Debt Relief doesn't “ruin” your credit, but the debt settlement process could cause you to take a credit hit. Part of any debt settlement program often involves ceasing payments to creditors.

ClearOne Advantage corporate office is located in 1501 S Clinton St Ste 320, Baltimore, Maryland, 21224, United States and has 402 employees.

Ideally, credit bureaus want to see the words “paid in full” next to your outstanding debts. But this won't be an option if you settle. Settling your debt will hurt your credit and result in a lower score than if you'd paid your debt in its entirety.

Phone: 1-801-975-7200.

At ClearOne, we work with you to create a custom, confidential debt relief plan you can afford. Our certified debt specialists negotiate lower final payment amounts with creditors, so you can pay back a reasonable portion of your bills – at a level we know they will accept.

Banks, credit unions, and installment loan lenders may offer debt consolidation loans. These loans convert many of your debts into one loan payment, simplifying how many payments you have to make. These offers also might be for lower interest rates than what you're currently paying.

ClearOne Advantage top competitors include: Accredited Debt Relief LLC, Americor Inc, Debt Reduction Services Inc, Rescue One Financial Who is the CEO of ClearOne Advantage?

Heights Capital Management, Inc.

Howard Dvorkin

Howard is a CPA, serial entrepreneur, a two-time author, personal finance contributor to Forbes and Entrepreneur.com, and is the Chairman of Debt.com.

What is the 11 word phrase to stop debt collectors? ›

Summary: “Please cease and desist all calls and contact with me, immediately.” These are 11 words that can stop debt collectors in their tracks. If you're being sued by a debt collector, SoloSuit can help you respond and win in court.

You will probably be sued

If you continue to ignore communicating with the debt collector, they will likely file a collections lawsuit against you in court. If you are served with a lawsuit and ignore this court filing, the debt collection company will be able to get a default judgment against you.

If you get a summons notifying you that a debt collector is suing you, don't ignore it. If you do, the collector may be able to get a default judgment against you (that is, the court enters judgment in the collector's favor because you didn't respond to defend yourself) and garnish your wages and bank account.

It's always a good idea to pay collection debts you legitimately owe. Paying or settling collections will end the harassing phone calls and collection letters, and it will prevent the debt collector from suing you.

Unfortunately, a debt in collections is one of the most serious negative items that can appear on credit reports because it means the original creditor has written off the debt completely. So when a debt is sent to collections, it can have a severe impact on your credit scores.

Cost. Accredited Debt Relief charges its clients 15% to 25% of enrolled debts once a settlement is reached. This fee percentage range is on par with industry averages. Also know that you won't be asked to pay any fees until each of your debts is settled.

Ask the caller for a name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state attorney general . Your state regulator may be of assistance if your state licenses debt collectors.

According to the FDCPA, a debt collector cannot call a debtor more than once per day for each debt. This means that if you only have one outstanding debt, then your debt collector is only allowed to call you one time per day.

The money you pay into a settlement account is yours! Money that a debt settlement company asks you to set aside in an “escrow” or “settlement” account belongs to you. You may cancel the account at any time, and the escrow company must refund all of your money minus any fees the settlement company legally earned.

Will Capital One Give me my money back? ›

To get a Capital One refund for a purchase, first contact the merchant you originally made the purchase from and ask them for a refund. If the merchant agrees, they will contact Capital One and the bank will credit the purchase amount to your credit card account. You can also dispute charges through Capital One itself.

Typically, the only way to remove a collection account from your credit reports is by disputing it. But if the collection is legitimate, even if it's paid, it'll likely only be removed once the credit bureaus are required to do so by law.

To qualify for National Debt Relief's settlement program, there are a few factors at play. You must owe more than $7500 in debt and be at least several months behind on payments. You must also be able to make monthly payments to National Debt Relief at an agreed-upon rate.

Most credit card companies are unlikely to forgive all your credit card debt, but they do occasionally accept a smaller amount in settlement of the balance due and forgive the rest. The credit card company might write off your debt, but this doesn't get rid of the debt—it's often sold to a collector.

Summary: Yes, you can settle after service. The best way to settle a debt lawsuit is first to file a response, then contact the otherside and make an offer.

If you spent money to deal with fraud or identity theft that you believe was fairly traceable to the Data Breach or to protect yourself from future harm as a result of the Data Breach, then you could have submitted a claim for reimbursement up to $25,000 (including your claim for Lost Time).

The Order and Judgment Granting Final Approval of Class Action Settlement was granted on September 13, 2022. The deadline to file a claim for Lost Time or Out-of-Pocket Losses was September 30, 2022. Class Members who submitted a claim requesting the Identity Defense Services were emailed instructions on how to enroll.

It can take up to 90 days for Capital One to resolve a dispute with the merchant. When you file a dispute, we may provide a temporary credit on your credit card account for the disputed amount. We might also place a hold on your available credit for the same amount.